Do you ever feel like your auto insurance payment is being thrown away? If you are a fantastic driver, it may not always feel entirely useful. If you are realistic about your coverage, though, you will realize that your auto insurance Frisco gives you a kind of protection that is rare in life - protection from your own mistakes. While it will not allow you to be reckless or dangerous with your driving, it might help you to get through the scenarios listed below. Each is an example of how auto insurance Frisco can protect you and your assets from your own mistakes.
Imagine speeding down the highway at ten miles an hour over the speed limit. You know that the police will usually let you get away with it, but today is different - today you are going to get pulled over. You made the decision to break the law, but you also made the decision to get auto insurance. You might be a great driver, but making your monthly payment also helps you to stay in compliance with state law. Choosing to pay for your auto insurance in this case would help you to avoid a major penalty of several hundred dollars, a penalty far greater than most insurance premiums.
You might not always speed, but no one is a perfect driver. If you are a bit distracted and forget what you are doing, you might find yourself driving directly into a dumpster. You might avoid damaging the massive hunk of metal, but the front end of your car would be totaled. If you fail to have insurance, you might be looking at a payment of over a thousand dollars to a body shop. If you remembered to pay your premium, though, you might only have to pay a small deductible.
Then there is the nightmare scenario - you are in an accident, and it is your fault. You might have been forced into the accident by another driver, but it is up to you to pay for the damage to the other party's car - and maybe even to the driver. Your insurance company can help you to pay out the often massive sums needed to cover such an accident, but attempting to do so on your own could easily bankrupt you. Thankfully, your small insurance payment each month can help you from having to worry about financial ruin.
Auto insurance Frisco, as you should be able to tell, is one of the few policy types that can actually protect you from your own mistakes. Not only can it keep you on the right side of the law, but it can provide you with a financial cushion if you make a mistake on the road. While nothing can really help a drive who is negligent or reckless, you can make use of your auto insurance coverage to help make it through those situations which might otherwise ruin your life, so long as you are willing to continue making your premium payments.